Well, my brother just had his house burglarized in Chicago and lost his 3 bikes. They were nothing really special, unlike the classics many of us own. Considering how ignorant many people are today concerning bikes and their values (or replacement value), I want to seek your collective thoughts on insuring my collection properly.
I imagine it is best to get a knowledgeable LBS to sign off on appraisals for replacement value. I would then like to list these very detailed appraisals with my insurance company and make sure they will cover them as such. I do not own a home yet but have insurance on my apartment and gun collection. What do you recommend beyond or above this, and anybody have any true life stories on bike theft of classics (hard to replace if at all category of bikes) and how your insurance did or did not handle this situation?
Tony "feeling naked" Zanussi