My suggesstion is to transfer funds received for a transaction from your Paypal account to your banking account as soon as possible. Once the funds are in your bank account PayPal or the disputant cannot touch them. If the buyer contests the payment, all he can do is file a complaint w PayPal, who will begin a dispute resolution process and debit your PayPal account for the amt. of funds in dispute. If PayPal rules against you then you have the choice of either paying up or abandoning your PayPal account. But they can't get the money our of your checking account.
Nor Meyer in Mt. Vernon, IA