As an OldBit from the dark ages, I grew up in a "Brummie" working class The QUEENS English was constantly abused! Never did we ever pronounce the letter "H" So HUBS was UBS to us, anyway check out the list that he has for sale, as usual top drawer items, worth a look, C(H)eers Jo(H)n Crump, OldandilliterateBrit, Parker.Co USA