Steven wrote: "I have gone a simpler route: I have downgraded my account from premium to regular. This means that I cannot accept credit card funded payments, but can accept paypal payments funded either by bank account or paypal balance. This type of account charges no fee whatsoever to receive such payments. You are also permitted to make whatever type of payment (including credit card) free of charge. I know of one seller in France who has set up two distinct paypal accounts, one for credit card payments and the other for the other types."
OTOH, I have found that one of the main attractions of Paypal is that buyers *can* use their credit cards, and I think that specifying bank accounts or Paypal balances, only, results in lost bids.
I have tried, with relative success, informing bidders that Paypal is accepted *only* if they contact me before bidding. I then inform them that credit card Paypal is OK, but only if they are willing to pay the 3% charges (normally they agree to this). This way it cuts ebay out of the loop and, if it looks like it will cost me a sale, I can negotiate to allow the payment or split the fee, or whatever. If you downgrade from a premium account, there is no option to take credit card payments, so this route doesn't work. Having two accounts, one premium and one personal sounds like a good solution. For some reason, I had in the back of my mind that one couldn't have two separate accounts.
John in Boise
> David wrote:
>
> "A simpler way around the Paypal surcharge is to build it into your price
> to begin with, like the rest of the business world does. If my sales on
> eBay are representive of normal , 95%+ of ebay sales are now payed via
> Paypal.
> I don't think thay there are any rules that prohibit giving a discount
> on the S/H for "cash" payments.
>
> Let me know if I am wrong."
>
> I have gone a simpler route: I have downgraded my account from premium to
regular. This means that I cannot accept credit card funded payments, but
can accept paypal payments funded either by bank account or paypal balance.
This type of account charges no fee whatsoever to receive such payments. You
are also permitted to make whatever type of payment (including credit card)
free
> of charge. I know of one seller in France who has set up two distinct
paypal accounts, one for credit card payments and the other for the other
types.
>
> --
> Steven Maasland
> Moorestown, NJ